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Extended Warranties

AllSouth offers a competitively priced extended warranty program which can protect from expensive auto repairs. AllSouth's program is very much like the extended warranties offered by auto dealers, but can offer better coverage at less cost.

GAP (Guaranteed Asset Protection)

What is GAP?
GAP is a loan protection product that covers the difference between the outstanding loan amount and the actual cash value when an auto is declared a total loss.  If your vehicle is totaled in an accident or stolen and not recovered, the insurance settlement is based on the actual cash value, not the outstanding loan balance.  This could create a loan "gap" - money you owe after the insurance company pays its portion.  When you add GAP to your loan, that deficiency is covered, including up to $1,000 of the borrower's deductible.

Is GAP available for refinanced vehicle loans?
Yes, as long as the vehicle qualifies.

How can I purchase GAP?
GAP is available to all AllSouth members on qualified vehicle loans during the application process.  It is also available on existing AllSouth auto loans.

Need more information?
Contact the Member Answer Center or visit one of our convenient locations when you're ready to purchase or refinance your auto loan.

If you're ready to visit the dealership, locate a participating AutoDirect dealer.  Be sure to request GAP on your AllSouth loan.

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