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Couple dreaming of a new home

Will You Get Your Dream Home in 2019?

Tuesday, January 1, 2019

Getting a mortgage with AllSouth is the perfect way to start the year.  We were also just voted “Best Mortgage Bank” by the readers of Columbia Metropolitan Magazine.  That's two years in a row!  If you or a family member are thinking of purchasing a home or refinancing the one you already own, please consider AllSouth for your mortgage financing.

90 Days No Payment Program

We have a deal exclusive to AllSouth members – Get two extra months before making your first mortgage payment without any additional fees or interest charges!  That’s two full mortgage payments that stay in your pocket to help outfit your new home.  For example, if you apply now and close in February, your first payment would typically be due on April 1st.  With AllSouth, your first due date is extended to June 1st with no added costs.  We literally waive the interest due for those two months on select mortgage products! Enjoy 90+ days before your first payment on the 15 year, 10 year and 5/5 Adjustable Rate Mortgage (ARM). That’s two mortgage payments that stay in your pocket on both purchases and refinances.* 

Additional Benefits with AllSouth:

  • Reduced closing costs.   We ease the costs when closing a mortgage loan by obtaining lower fees for our members. 
  • Low down payment options.  Plus, we have a program specific for First Time Home Buyers.
  • Single Point of Contact.  We handle the entire loan process right here in Columbia.  There is no confusion on who to call.  We assign one person who will be there to professionally guide you the entire way.  
  • Local Servicing.  You’ll make your mortgage payments directly to AllSouth – not to some national servicing center in another state and time zone.
  • No cost pre-approvals.  Gives you the comfort of knowing your financing is in order before you ever make an offer and allows you to negotiate with strength.
  • Convenient application process.  Gives you the flexibility to get personalized rate quotes and apply online 24/7 at even on a mobile device, or come in to any of our 23 branch locations to apply in person.  Our mortgage staff is also available at 803-736-3110 – Option 3. 

Let AllSouth help you move into your first home!  Visit AllSouth's mortgages page or click below to request more information.

Request Mortgage Information

*Offer applies to 5/5 ARM, 10 year and 15 year fixed programs.  You must meet our credit worthiness criteria.  AllSouth only does mortgages on property located in South Carolina.  Equal Housing Lender.  Federally insured by the NCUA.