We make it a top priority to keep your account and personal information safe. Nevertheless, new scams are happening every day. Keep your information safe by staying informed.
What is identity theft?
Identity theft occurs when someone steals your personal information to use for their benefit. They steal your personal information to open new accounts, to gain access to existing accounts, to file income tax returns or to commit crimes. Identity thieves can steal your identity by dumpster diving, phishing, hacking, skimming, unsecure websites, or stealing your wallet or purse. When identity theft occurs, it can damage your finances and credit and can take a substantial about of time and money to repair.
Tips to help you prevent identity theft.
To avoid becoming a victim of fraud, do not provide personal information, account numbers, banking or credit card numbers, PINs or log-on IDs through email links, text messages, or pop-up windows. If you receive a call or text message stating that it is from AllSouth Federal Credit Union requesting this information, please do not respond and contact us.
- Monitor your credit report
- Know your billing cycles
- Report disputes with the local police and the Federal Trade Commission
- Secure your personal information
- Never give personal information to an unauthorized party
If you suspect fraud or believe you've been the victim of identity theft, we're here to help. Contact us to report any fraudulent. You can file a complaint with the FTC at identitytheft.gov . Report suspicious online or emailed phishing scams to firstname.lastname@example.org. For phishing scams by phone, fax or mail, call 1-800-366-4484.
Report IRS impersonation scams to the Treasury Inspector General for Tax Administration’s IRS Impersonation Scams Reporting .
Close other accounts that you know or believe have been tampered with or fraudulently opened. Use the ID Theft Affidavit PDF (requires installing Adobe Reader for PDF) when disputing unauthorized accounts.
Contact one of the three major credit bureaus to place a ‘fraud alert’ on your credit records: