- Savings
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MIN. BALANCE TO EARN APY1 APY1 Membership Savings 100.00 0.10% Christmas Club 0.01 0.05% Cookie Jar Club 0.01 0.05% Kids Klub 100.00 0.10% IRA Savings 25.00 0.10% Business Savings 100.00 0.10% Rates are effective as of April 1, 2020. 1APY = Annual percentage yield.
- Checking
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MIN. BALANCE TO EARN APY1 APY1 Interest Checking 1,000.00 0.05% Rates are effective as of April 1, 2020. 1APY = Annual percentage yield.
- Money Market
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MIN. BALANCE TO EARN APY1 APY1 Money Market 1,000.00 0.13% 10,000.00 0.15% 25,000.00 0.17% 50,000.00 0.19% 75,000.00 0.21% 100,000.00 0.23% Rates are effective as of August 1, 2020. 1APY = Annual percentage yield.
- Certificates
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Certificates2 MIN. BALANCE TO EARN APY1 APY1 3 Month Certificate 1,000.00 0.18% 10,000.00 0.20% 25,000.00 0.22% 50,000.00 0.24% 75,000.00 0.26% 100,000.00 0.28% MIN. BALANCE TO EARN APY1 APY1 6 Month Certificate 1,000.00 0.23% 10,000.00 0.25% 25,000.00 0.27% 50,000.00 0.29% 75,000.00 0.31% 100,000.00 0.33% MIN. BALANCE TO EARN APY1 APY1 12 Month Add-On Certificate3 100.00 0.25% MIN. BALANCE TO EARN APY1 APY1 12 Month Certificate 1,000.00 0.28% 10,000.00 0.30% 25,000.00 0.32% 50,000.00 0.34% 75,000.00 0.36% 100,000.00 0.38% MIN. BALANCE TO EARN APY1 APY1 24 Month Certificate 1,000.00 0.38% 10,000.00 0.40% 25,000.00 0.42% 50,000.00 0.44% 75,000.00 0.46% 100,000.00 0.48% MIN. BALANCE TO EARN APY1 APY1 36 Month Certificate 1,000.00 0.43% 10,000.00 0.45% 25,000.00 0.47% 50,000.00 0.49% 75,000.00 0.51% 100,000.00 0.53% MIN. BALANCE TO EARN APY1 APY1 60 Month Certificate 1,000.00 0.53% 10,000.00 0.55% 25,000.00 0.57% 50,000.00 0.59% 75,000.00 0.61% 100,000.00 0.63% Rates are effective as of March 17, 2020.
1APY = Annual percentage yield.
2For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly. Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.
312 Month Add-On Certificate and 12 Month IRA Add-On Certificate: $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.65% APY on qualifying balances.
- IRA Certificates
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IRA Certificates2 MIN. BALANCE TO EARN APY1 APY1 12 Month IRA Certificate 500.00 0.28% 10,000.00 0.30% 25,000.00 0.32% 50,000.00 0.34% 75,000.00 0.36% 100,000.00 0.38% MIN. BALANCE TO EARN APY1 APY1 12 Month Add On IRA Certificate3 100.00 0.25% MIN. BALANCE TO EARN APY1 APY1 18 Month IRA Certificate 500.00 0.33% 10,000.00 0.35% 25,000.00 0.37% 50,000.00 0.39% 75,000.00 0.41% 100,000.00 0.43% MIN. BALANCE TO EARN APY1 APY1 30 Month IRA Certificate 500.00 0.38% 10,000.00 0.40% 25,000.00 0.42% 50,000.00 0.44% 75,000.00 0.46% 100,000.00 0.48% Rates are effective as of March 17, 2020.
1APY = Annual percentage yield.
2For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly. Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.
312 Month Add-On Certificate and 12 Month IRA Add-On Certificate: $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.25% APY on qualifying balances.
- Auto Loans
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Term APR1 as low as New or Used Auto Loans 48 months 2.99% 63 months 3.09% 75 months 3.54% 84 months 4.14% Rates are effective as of January 15, 2021.
1 APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Minimum loan amount of $5,000. Rate determined by creditworthiness, term of loan, and loan to value (LTV). Rates based on 2017 model vehicle or newer.
- Boat and RV Loans
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Term APR1 as low as Boat and RV Loans 60 months 5.50% 72 months 5.75% 84 months 6.25% 120 months 6.50% Rates are effective as of January 1, 2020.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice. Rates based on 2019 model or newer.
- Motorcycle Loans
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Term APR1 as low as Motorcycle Loans 60 months 6.75% 72 months 7.00% Rates are effective as of January 1, 2020.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice. Rates based on 2019 model or newer.
- Personal Loans
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Term APR1 as low as Personal Loan up to 60 months 10.90% Share Secured up to 60 months 4.75% Rates are effective as of January 1, 2020.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice.
- Home Loans
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APR1 as low as Mortgages Check Rates Home Equity Loan 6.00% Home Equity Line of Credit 3.75% Rates are effective as of April 23, 2020.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions, and programs are subject to change without notice.
2Home Equity Line of Credit has a variable rate which is the Prime Rate as reported in The Wall Street Journal plus a margin based on creditworthiness. Maximum rate that can apply is 18% and minimum of 2.00%. The APR range above is accurate as of March 17, 2020. Rates may adjust monthly if there is a change in the Prime Rate.
Deposit Account Dividend Information
Type of Account | Dividends Compounded | Dividends Credited |
---|---|---|
Interest Checking | Monthly | End of Month |
Membership Savings | Quarterly | End of Quarter |
Money Market | Monthly | End of Month |
Christmas Club | Monthly | End of Month |
Cookie Jar | Monthly | End of Month |
IRA Savings | Quarterly | End of Quarter |
Business Savings | Quarterly | End of Quarter |
3 Month Certificate | Quarterly | At Maturity |
6 Month Certificate | Semiannually | At Maturity |
12 Month Certificate | Quarterly | Quarterly |
12 Month Add-On Certificate | Quarterly | Quarterly |
24 Month Certificate | Quarterly | Quarterly |
36 Month Certificate | Quarterly | Quarterly |
60 Month Certificate | Quarterly | Quarterly |
18 Month IRA Certificate | Quarterly | Quarterly |
30 Month IRA Certificate | Quarterly | Quarterly |
12 Month IRA | Quarterly | Quarterly |
12 Month Add-On IRA | Quarterly | Quarterly |