Rates

Accounts and Certificates

You can open an AllSouth account or certificate anytime, from anywhere that is convenient for you. Safe and secure, our accounts and certificates make it easy to save.

• Savings
  Min. Average Daily Balance Required to Earn APY¹

  APY¹

  Membership Savings

  $100.00

  0.10%

  Christmas Club

  $0.01

  0.05%

  Cookie Jar Club

  $0.01

  0.05%

  Super Saver

  $100.00

  0.10%

  IRA Savings

  $25.00

  0.10%

  Business Savings

  $100.00

  0.10%

  Savings (Secondary) Account

  $100.00

  0.10%

  Rates effective as of July 1, 2022

• Checking
  Min. Balance To Earn APY¹

  APY¹

  Interest Checking

  $1,000.00

  0.05%

  Rates effective as of July 1, 2022

• Money Market
  Min. Average Daily Balance Required to Earn APY¹

  APY¹

  Money Market

  $1,000.00

  1.00%

  $10,000.00

  1.06%

  $25,000.00

  1.11%

  $50,000.00

  1.16%

  $75,000.00

  1.21%

  $100,000.00

  1.26%

  Rates effective as of June 1, 2023

• Certificates²
  Min. Balance To Earn APY¹

  APY¹

  3 Month Certificate

  $1,000.00

  0.75%

  $10,000.00

  0.80%

  $25,000.00

  0.85%

  $50,000.00

  0.90%

  $75,000.00

  0.95%

  $100,000.00

  1.00%

  Min. Balance To Earn APY¹

  APY¹

  6 Month Certificate

  $1,000.00

  1.00%

  $10,000.00

  1.05%

  $25,000.00

  1.10%

  $50,000.00

  1.15%

  $75,000.00

  1.20%

  $100,000.00

  1.25%

  Min. Balance To Earn APY¹

  APY¹

  12 Month Add-On Certificate ³

  $100.00

  1.26%

  Min. Balance To Earn APY¹

  APY¹

  12 Month Certificate

  $1,000.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  24 Month Certificate

  $1,000.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  36 Month Certificate

  $1,000.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  60 Month Certificate

  $1,000.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  15 Month Certificate

  $1,000.00

  4.37%

  $10,000.00

  4.37%

  $25,000.00

  4.37%

  $50,000.00

  4.37%

  $75,000.00

  4.37%

  $100,000.00

  4.37%

  Rates effective as of June 6, 2023

• IRA Certificates
  Min. Balance To Earn APY¹

  APY¹

  12 Month Add-On IRA Certificate ³

  $100.00

  1.26%

  Min. Balance To Earn APY¹

  APY¹

  12 Month IRA Certificate

  $500.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  18 Month IRA Certificate

  $500.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  30 Month IRA Certificate

  $500.00

  1.76%

  $10,000.00

  1.81%

  $25,000.00

  1.86%

  $50,000.00

  1.91%

  $75,000.00

  1.96%

  $100,000.00

  2.02%

  Min. Balance To Earn APY¹

  APY¹

  15 Month IRA Certificate

  $1,000.00

  4.37%

  $10,000.00

  4.37%

  $25,000.00

  4.37%

  $50,000.00

  4.37%

  $75,000.00

  4.37%

  $100,000.00

  4.37%

  Rates effective as of June 6, 2023