Savings

We understand that life happens and can lead to expenses you’re not always prepared for. From planning for a wedding to replacing a leaky faucet, we want to provide you with options to help you save for whatever your future expenses might be.

Ideal For
Min. Opening
Balance
Balance
Requirements
Service Fee
Dividends
Open Online
Membership Savings
Learn More
Pin
Become a member by opening a Membership Savings account with a $10 deposit.
$10.00
$10.00
$01
Yes
Money Market
Learn More
Pin
For the member who wants the flexibility of a checking account with the earning power of a savings account.
$1,000.00
$1,000.00
Average Daily Balance
$5.00
Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.
Yes
Christmas Club
Learn More
Pin
While the holidays can be a great time of year, we understand they can also be one of the most expensive times of the year.
$2.00
$0
$0
Yes
Cookie Jar Club
Learn More
Pin
Planning for a family vacation or saving for a rainy day?
$2.00
$0
$0
Yes
Super Saver
Learn More
Pin
Our Super Saver account is an account designed for children 12 and under.
$10.00
$10.00
$01
Yes

More AllSouth Savings Products

Share Certificates

A Share Certificate, also referred to as a Certificate, is a type of savings plan with a fixed minimum term and minimum initial deposit. Our Certificates typically earn a higher dividend rate compared to our Membership Savings account. We also have a 12 Month Add-On Certificate that you can open with $100, and it allows you to make deposits of any amount at any time you want.

Learn More See Rates

IRAs

An Individual Retirement Account (IRA) is a tax-advantaged investment account for retirement savings. The two main types of IRAs are Traditional and Roth IRAs. We offer a variety of IRAs, including IRA Savings accounts and IRA Certificates. You can open a Traditional or Roth IRA with as little as $25.

Learn More See Rates

Coverdell Education Savings Account

Want to help your child save for their future education? This tax-advantaged investment account helps you save for education-related expenses such as tuition, books, uniforms, and more throughout your child's education from elementary school to college.4 Stop by one of our locations today to get started.

Learn More Visit a Location

Home Equity Loans

Borrow up to 80% of your homes value5

Auto Loans

Rates starting as low as 6.04% APR6

Recreation Loans

Rates starting at just 7.50% APR6

Business Accounts

Keep your business or non-profit running smoothly with our Checking and Savings accounts, plus a range of Credit Card options. We also offer support through customized payment capabilities, as well as HR and payroll solutions.

Explore More

1 Early savings account fee of $10.00 if account is closed within 90 days of opening new Membership account. This account is limited to six withdrawals per month, after that, there is a $10.00 fee per withdrawal.

2 This offer, including the stated Annual Percentage Yield (APY), is effective Tuesday, June 6, 2023 and is available for a limited time only. Al​lSouth reserves the right to end or modify this offer at any time. Fees may reduce earnings. Additional deposits are not allowed. Penalties apply for early withdrawals from certificates. The 15 Month Certificate special will renew at the regular 12 Month Certificate rate and term at the time of maturity.

3 APY = Annual percentage yield.

4 Consult your tax advisor for any tax deductions, benefits, or for any other potential tax benefits regarding these accounts.

5 Minus any existing first mortgage balance. Loan rates and terms based on creditworthiness. Rate determined by creditworthiness, term or loan and loan to value (LTV), so your rate may differ. Minimum loan amount is $10,000. Maximum term is 12 years. Rates, terms, and conditions are subject to change without notice. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.

6 APR = Annual Percentage Rate. Rates and terms are subject to change without notice.