Savings

We understand that life happens and can lead to expenses you’re not always prepared for. From planning for a wedding to replacing a leaky faucet, we want to provide you with options to help you save for whatever your future expenses might be.

Ideal For
Min. Opening
Balance
Balance
Requirements
Service Fee
Dividends
Open Online
Membership Savings
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Become a member by opening a Membership Savings account with a $10 deposit.
$10.00
$10.00
$01
Yes
Christmas Club
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While the holidays can be a great time of year, we understand they can also be one of the most expensive times of the year.
$2.00
$0
$0
Yes
Cookie Jar Club
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Planning for a family vacation or saving for a rainy day?
$2.00
$0
$0
Yes
Super Saver
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Our Super Saver account is designed for children 12 and under.
$10.00
$10.00
$01
Yes
Money Market
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For the member who wants the flexibility of a checking account with the earning power of a savings account.
$1,000.00
$1,000.00
Average Daily Balance
$5.00
Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.
Yes

More AllSouth Savings Products

Share Certificates

A Share Certificate, also referred to as a Certificate, is a type of savings plan with a fixed minimum term and minimum initial deposit. Our Certificates typically earn a higher dividend rate compared to our Membership Savings account. We also have a 12 Month Add-On Certificate that you can open with $100 and it allows you to make deposits of any amount at anytime you want.

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IRAs

An Individual Retirement Account (IRA) is a tax-advantage, investment account for retirement savings. The two main types of IRAs are a Traditional and Roth IRA. We offer a variety of IRAs including IRA Savings accounts and IRA Certificates. You can open a Traditional or Roth IRA with as little as $25.

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Home Equity Loans

Borrow up to 80% of your homes value2

Auto Loans

Rates starting as low as 5.24% APR3

Recreation Loans

Rates starting at just 7% APR3

Business Accounts

Keep your business or non-profit running smoothly with our Checking and Savings accounts, plus a range of Credit Card options. We also offer support through customized payment capabilities, as well as HR and payroll solutions.

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1 Early savings account fee of $10.00 if account is closed within 90 days of opening new Membership account. This account is limited to six withdrawals per month, after that, there is a $10.00 fee per withdrawal.

2 Minus any existing first mortgage balance. Loan rates and terms based on creditworthiness. Rate determined by creditworthiness, term or loan and loan to value (LTV), so your rate may differ. Minimum loan amount is $10,000. Maximum term is 12 years. Rates, terms, and conditions are subject to change without notice. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.

3 APR = Annual Percentage Rate. Rates and terms are subject to change without notice.