Checking

We know you’re busy, so we keep things simple while offering the services you need to take care of your everyday financial needs. Discover the Checking option that’s right for you.

Ideal For
Min. Opening
Balance
Balance
Requirements
Service Fee
Dividends
Debit Card
Open Online
Freedom Checking
Learn More
Pin
Designed for the member who uses a checking account to pay monthly bills.
$01
$0
$0
No
Yes
Basic Checking
Learn More
Pin
Simple and basic, this account is designed for your everyday banking needs.
$01
$0
$5.95
Use your debit card 15 or more times per month and we’ll waive the monthly fee.
No
Yes
Interest Checking
Learn More
Pin
The Interest Checking account is for members who want to keep a large balance in the account.
$01
$1,000.00
Average Daily Balance
$3.00
Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.
Yes
Yes
Teen Checking
Learn More
Pin
The Teen Checking is designed with teenagers, 13-17, in mind.
$0
$0
$0
No
Yes

Home Equity Loans

Borrow up to 80% of your home's value2

Auto Loans

Rates starting as low as 5.74% APR3

Recreation Loans

Rates starting at just 7.50% APR3

Business Accounts

Keep your business or non-profit running smoothly with our Checking and Savings accounts, plus a range of Credit Card options. We also offer support through customized payment capabilities, as well as HR and payroll solutions.

Explore More

1 No minimum deposit required when opening an AllSouth Checking account in person at one of our locations. A minimum initial deposit of $25.00 is required when opening an AllSouth Checking account online. All other fees apply.

2 Minus any existing first mortgage balance. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.

3 APR = Annual Percentage Rate. Rates and terms are subject to change without notice.