Managing Your Credit
What is credit? Credit is the ability to acquire a product or service with the agreement to pay for it later. Your credit is a reflection of how you manage your finances. Today, credit is important because most businesses use it to determine employment, loan approval for homes and vehicles, cell phones, utilities, credit cards, auto insurance, and more. When managed properly, credit can help you obtain financial success. However, when credit is mismanaged, it can cost you time and thousands of dollars.
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