Basic Checking Account

If you want a checking account with no frills or if you’ve been declined for a checking account, then Basic Checking may be right for you.

  • $5.95 monthly fee. (Use your Debit Card 15 or more times per month, and we’ll waive the monthly fee.)
  • Online and Mobile Banking access.
  • Set up direct deposit to your Checking account and receive your paycheck up to one day earlier with Early Payday.1
  • Visa Debit Card. (Add it to your phone’s Mobile Wallet to make paying with your Debit Card a breeze!)

Open An Account


Borrow up to
80% home value2

Whether you're buying, building, or refinancing, learn about flexible options and possible cost-saving programs.

Learn More

Auto Loans

Rates as low as
5.24% APR3

Upgrade your car with 100% financing options, low fixed rates, and a variety of term lengths.

Learn More

1 Direct Deposit and earlier availability of funds are subject to the timing of the payer’s funding. Early access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.

2 Minus any existing first mortgage balance. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.

3 APR = Annual Percentage Rate. Rates and terms are subject to change without notice.