You shouldn’t have to jump through hoops to open a checking account. If you’ve been declined for a checking account and need a second chance, then Basic Checking may be right for you. Our Basic Checking account requires a $5.95 monthly fee. However, if you use your card 15 or more times per month, we’ll waive the fee.1

Open your account online in less than 5 minutes and start managing your money with Online and Mobile Banking.

Open Now

Basic Checking Account Benefits

Online and Mobile Banking

Check your balance, make transfers, pay bills and more 24/7.

Early Payday

Set up direct deposit to your Checking account and receive your paycheck up to one day earlier.2

Visa Debit Card

Our Debit Cards are contactless so you no longer need to insert or swipe your card. Just tap your card at checkout and go!

ATM Access

You’ll have access to over 30,000 surcharge-free ATMs around the country.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations throughout the Midlands or contact our Call Center.

Zelle®

A fast, safe, and free3 way to send money to friends and family.

Peace of Mind

Federally Insured by NCUA for up to $250,000.

Step 1

Complete Your Application

To get started, we'll need your information such as your email, address, and phone number.

Step 2

Confirm, Accept, and Deposit

You'll confirm your account choices, accept any disclosures, and make an initial deposit into your account.

Step 3

Enjoy Your Basic Checking Account

Once approved, you can start enjoying your Basic Checking account and all that is has to offer! Sign up for Online and Mobile Banking and get started.

Tap to Pay with Your Debit Card

With a Basic Checking account, you’ll receive a chip-enabled Debit Card that makes purchases easy and secure. Pay contactless with your card by tapping at checkout, instead of having to insert or swipe.

Plus, you can add your AllSouth Debit Card to your Mobile Wallet using Samsung Pay®, Google Pay™, or Apple Pay® so you can have your card all the time, even if you forget it at home.

A Checking Account Designed with You in Mind

We’re not just a bank, we’re your friends and neighbors, and we want to help you achieve your goals.

Open Now

What AllSouth members are saying about their experience...

They will help you open an account or help you get a loan. They go above and beyond their duty to help you.

-Angie C. (2023)

I have been a member of AllSouth FCU for 25 years and they have always been courteous and easy to work with.

-Dale W. (2023)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)

FAQs