Our Certificates1 offer a simple way for you to save while earning more when compared to dividends earned in our traditional Savings account. Once you've opened your Certificate (online2 or at one of our locations), simply decide for how long and how much you'd like to save, sit back, and let your account do the rest.
12 Month Add-On Certificate
Just getting started on your saving's journey? You can open our 12 Month Add-On Certificate3 with just $100 and continue to add to your Certificate at any time and for any amount you're comfortable with. You can set it up so a set amount automatically transfers to your Add-On Certificate or you can transfer when you have a little extra cash using Online and Mobile Banking. Once the 12 month term is up, you have seven business days to withdraw all or just a portion of the funds you've saved.
From three months to five years, you decide the term of the Certificate you'd like to open. The longer the term and the more you save, the higher the dividend rate. Open your Certificate with $1,000 or more, and your savings will grow as dividends compound over the Certificate's term. Once your term is up, you have seven business days to withdraw all or just a portion of the funds you've saved.