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Certificates

Our Certificates1 offer a simple way for you to save while earning more when compared to dividends earned in our traditional Savings account. Once you've opened your Certificate (online2 or at one of our locations), simply decide for how long and how much you'd like to save, sit back, and let your account do the rest.

12 Month Add-On Certificate

Just getting started on your saving's journey? You can open our 12 Month Add-On Certificate3 with just $100 and continue to add to your Certificate at any time and for any amount you're comfortable with. You can set it up so a set amount automatically transfers to your Add-On Certificate or you can transfer when you have a little extra cash using Online and Mobile Banking. Once the 12 month term is up, you have seven business days to withdraw all or just a portion of the funds you've saved.

Open An Account

Certificates

From three months to five years, you decide the term of the Certificate you'd like to open. The longer the term and the more you save, the higher the dividend rate. Open your Certificate with $1,000 or more, and your savings will grow as dividends compound over the Certificate's term. Once your term is up, you have seven business days to withdraw all or just a portion of the funds you've saved. 

Open An Account

 

 

1For Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open. 
23 Month, 6 Month, 12 Month, and 12 Month Add-On Certificates can be opened online. Longer term certificates including our 24 Month, 36 Month, and 60 Month terms can be opened by visiting one of our locations.
 312 Month Add-On Certificate and 12 Month IRA Add-On Certificate: $100 minimum balance to open.