The holidays should be enjoyed and free of stress. With our Christmas Club account, you can stash funds away all year to prepare for holiday expenses. Stop by one of our locations to open a Christmas Club account today.

  • Only $2 to get the account started.
  • We’ll waive the $2 opening deposit if you have direct deposit or automatic transfers set up within the first 30 days.
  • Money you’ve saved throughout the year will automatically transfer to your AllSouth Checking or Savings account the first week of November.
  • Make a deposit by December 31st to keep your Christmas Club account active for the next year.

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Christmas Club Account Benefits

Online and Mobile Banking

Manage your account, check your balance, make transfers, and more 24/7.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations through the Midlands or contact our Call Center.

Earn Dividends

You could earn 0.10% APY1 with the first $0.01.

Peace of Mind

Federally Insured by NCUA for up to $250,000.

A Savings Account Designed with You in Mind

We’re not just a bank, we’re your friends and neighbors, and we want to help you achieve your goals.

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What AllSouth members are saying about their experience...

They will help you open an account or help you get a loan. They go above and beyond their duty to help you.

-Angie C. (2023)

I have been a member of AllSouth FCU for 25 years and they have always been courteous and easy to work with.

-Dale W. (2023)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)

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  • Who can join?

    Becoming a member is easy and we welcome the opportunity to serve you and your family.2 You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.

  • Why AllSouth?

    When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.

  • Where is AllSouth located?

    We require Christmas Club accounts to be opened in person. We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.

  • What will I need to open an account?

    We require Christmas Club accounts to be opened in person at one of our locations. Here’s some information on what you need to get started and open the account.

    • Be 18 years of age or older
    • Social Security Number or Individual Taxpayer Identification Number
    • Contact information, such as address and phone number
    • If you want another person on your account as a joint member, they will need to submit their information too.
  • How many times can I withdraw funds from my account?

    With our Christmas Club account members may not make any withdrawals or transfers out of the account. Money that you have saved will automatically be transferred to your designated AllSouth Checking or Savings account during the first week of November.

  • Is my money secure with AllSouth?

    AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.