Below are answers to our most frequently asked questions. If you still need additional help, please call our Contact Center at 803-736-3110 or 1-800-272-0695 outside the Columbia area.

What is AllSouth's routing number?

The routing number is 253279031. This number can also be found at the bottom of every page.

What is my account number?

If you use online banking, you can obtain your full account number by clicking on your account information, then clicking on "See Account Details" to the right of your screen. You can also locate this information in your monthly statement or by visiting any of our branches.

Does AllSouth offer overdraft protection/overdraft privilege and what does it cost?

Overdraft Privilege is a discretionary service provided by AllSouth to qualifying accounts. Rather than automatically returning unpaid all insufficient items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts up to your assigned Overdraft Privilege limit. For personal Freedom Checking account holders, the limit is $500; for Interest Checking account holders, the limit is $750.

You do not have to apply for this service. If you do not use Overdraft Privilege, it will cost you nothing. "Use" means you initiate transactions resulting in insufficient funds. If you do use Overdraft Privilege, you will be charged our customary fee as set out in our fee schedule. You may opt-out at any time.

If you have any questions you may reach our Contact Center at (803) 736-3110 or 1-800-272-0695 or visit your local branch.

How do I login to or sign up for online banking?

Click on the "Sign Up" link on this page and follow the steps to complete and submit the registration form. Once your information is verified, you will receive an email from AllSouth confirming your ability to login. This process is normally completed within 48 hours. You can also sign up using our mobile app.


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What is AllSouth's mailing address?

Our mailing address can be found at the bottom of each page and is 730 Elmwood Avenue, Columbia, SC 29201.

How do I place a stop payment on a check?

To request a stop payment on a check, you can visit any branch. You may reach our Contact Center at (803) 736-3110 or 1-800-272-0695 (outside the Midlands area). If you have online banking, you can place a check stop payment directly online. You will need to provide the check number as well as the exact dollar amount of the check. To be binding, the stop payment must be dated and signed. There is a nonrefundable $30 fee per stop payment.

Does AllSouth offer bill pay and if so, what is the cost?

Yes! You can pay your bills online 24/7 using our FREE bill pay.

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How do I activate or reset the PIN for my debit card?

You can call 1-800-992-3808 at any time to activate your new debit card or to reset the PIN for your debit card.

Is there a cost for using my debit card and can my debit card be used outside of the United States?

You can use your AllSouth Visa debit card at merchants worldwide, anywhere you see the Visa logo. There is a foreign transaction fee of 1% if your card is used outside of the United States.

What do I do if my debit/ATM card is lost or stolen?

If you discover that your debit/ATM card has been lost, stolen, or if you suspect that your debit/ATM card number has been compromised, report it to us immediately by calling our Contact Center at (803) 736-3110 or 1-800-272-0695 (outside the Columbia area).

What should I do if my checks are lost or stolen?

If your checks are lost or stolen, it is recommended that you close that account and establish a new account with a new account number.

You can also request a stop payment on a check by calling our Contact Center at (803) 736-3110 or 1-800-272-0695 (outside the Columbia area), or visit any branch. If you have online banking, you can place a stop payment directly online.

What are the limits for my ATM/Debit Card?

There is an ATM withdrawal limit of $500 per day.  The Visa check card (debit card) has a limit of 15 authorizations per day.

Why is there a difference in my Current Balance and Available Balance?

Your Current Balance reflects all the transactions that have cleared your account. Current balance does not reflect holds or pending transactions.

Available balance is different. This is the portion of your balance that's available for use now. It's the current balance minus any holds or pending debit transactions.

  • Your available balance may not reflect a recent deposit due to a check hold.
  • If you use your Debit Card for purchases, those transactions may not post immediately. There may be a hold placed on your account at the time the merchant requests purchase authorization but the actual charge may take a few days to be submitted and withdrawn from your account.

It's important to know that if the Available Balance in your account is negative, your account is considered to be overdrawn.