With many locations throughout the Midlands with ATMs and access to more than 28,000 surcharge-free ATMs, finding an ATM near you is easy. There is not a fee for using an AllSouth ATM. However, sometimes we understand the need to use another ATM outside of the network. For transactions at ATMs not owned by AllSouth or out of network, you will be charged fees.Withdrawals (Out of Network)$1.00 per withdrawalInquiry (Out of Network)$0.75 per inquiry
Additionally, the use of out of network ATMs may result in fees being charged by the owner of the ATM. These may include surcharges and other fees.
Association Checking$10.00 monthly maintenance fee (Maintain a daily balance of $500 or more and we’ll waive the monthly fee.)Basic Checking$5.95 monthly maintenance fee (Use your debit card 15 or more times per month and we’ll waive the monthly fee.)Business Checking$10.00 monthly maintenance fee (Maintain a daily balance of $500 or more and we’ll waive the monthly fee.)Freedom Checking$0.00 monthly maintenance feeInterest Checking$3.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.)Check OrderingPrices vary depending on the style and quantity of check ordered.Debit Card Replacement$10.00 per cardDebit Card Foreign Transaction1% of the amount of the transaction (calculated in U.S. dollars)Dormant Checking Account$10.00 per month (after 6 months of no activity)Insufficient Funds (NSF)$30.00 per overdraft per presentmentReplacement Check$20.00 per itemTemporary Checks$3.95 per of order of 12
Insufficient Funds (NSF)$30.00 per item per presentmentOfficial Check$5.00 per checkPhone Transfer Fee$4.00 per requestPrinted Account Inquiries$2.50 per inquiryReturn Loan Payment$25.00 per itemReturn Mail Processing$10.00 per month (When mail is returned to AllSouth due to inaccurate or incomplete address)Stop Payment$30.00 per stop paymentTax Levy or Garnishment$50.00 per orderSubpoena Research/Special Correspondence$25.00 per hour ($50.00 min.) plus any associated copy fees.
Online and Mobile Banking Items
Bill Pay: Same Day Payment$9.95 per bill paymentBill Pay: Overnight Payment$14.95 per bill paymentZelle®: Stop Payment$30.00 per stop payment
Overdraft Transfer from Savings Account$4.00 per transferOverdraft Transfer from Line of CreditSubject to Line of Credit fees plus interest.Overdraft for ATM and Debit Card Transactions$30.00 per overdraftOverdraft Privilege$30.00 per overdraft
Safe Deposit Boxes
2 x 5$20.00 per year3 x 5$25.00 per year5 x 5$35.00 per year3 x 10$40.00 per year5 x 10$50.00 per year10 x 10$90.00 per year
Dormant (Share) Savings Account or Club Account$10.00 per month (after 12 months of no activity)Early (Share) Savings Account Closing$10.00 (closed within 90 days of opening new membership account)Excessive Withdrawal: Savings Accountlimit 6 withdrawals per month, after that $10.00 per withdrawalExcessive Withdrawal: Cookie Jarlimit 4 withdrawals per year, after that $5.00 per withdrawalExcessive Withdrawal: Money Marketlimit 6 withdrawals per month, after that $10.00 per withdrawalMoney Market$5.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.)
Check Copies$2.00 per copyStatement Copies$4.00 per copyStatement Reconciliation: Extensive Research$25.00 per hour
Bank to Bank Wire (Incoming)$0.00 per wireBank to Bank Wire (Outgoing Domestic)$20.00 per wire