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First Time Home Buyer

We understand that buying a home is a big decision, especially buying your first home. Our First Time Home Buyer Program is designed with low down payment options and reduced closing costs to help eliminate or reduce some of the expenses that can come with buying a home.

  • Great for first time buyers or anyone who has not owned property in the last three years. 
  • Low down payment (as low as 3% down).
  • No origination fees or points* which means lower closing costs.
  • No first time buyer class required and no minimum income restrictions to qualify.
  • Pre-approval letter available upon request. 


Ready to learn more or check rates? Our Mortgage and Home Buying Center will walk you through the mortgage process. 

Get Started

*Other fees and requirements may apply.