First Time Home Buyer

All locations including our Call Center will be closed Monday, September 1 in observance of Labor Day. Remember you can bank with us 24/7 using Online and Mobile Banking.

Our First Time Home Buyer Program is designed with low down payment options and reduced closing costs to help eliminate or reduce some of the expenses that can come with buying a home.¹

Great for first time home buyers or anyone who has not owned property in the last three years.
Low down payment (as low as 3% down).
No origination fees or points.
No first time buyer class required and no minimum income restrictions to qualify.
Pre-approval letter available upon request.

Ready to learn more or check rates? Our Mortgage and Home Buying Center will walk you through the mortgage process.

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“In the process of being first time homebuyers, we didn’t know what to expect, but everybody was so professional and friendly. Katie and the rest of the crew walked us through everything, and we were so grateful for that.”

– Keith C., AllSouth Member, 2024

¹ Other fees and requirements may apply. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Offer is available for a limited time and is subject to end without notice. Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.

² Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.