1 Closing costs may vary. Closing costs could include but are not limited to: appraisal fees and attorney closing fees, and may vary. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.
2 Home Equity Loan: Loan rates based on creditworthiness and may be subject to loan-to-value (LTV). Minimum loan amount is $10,000. Terms available are 6 year and 12 year. Rate, terms, and conditions are subject to change without notice. Other restrictions may apply.
Home Equity Line of Credit (HELOC): The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Minimum loan amount is $10,000. Rate, terms, and conditions are subject to change without notice. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed.
Both Home Equity Loan and Home Equity Line of Credit products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.
3 Offer only available on a Home Equity Line of Credit. Offer limited to standard closing costs only; unusual closing costs such as specific title insurance costs, additional deed preparation and/or any other unique fees/circumstances may not be included. Offer is available for a limited time and is subject to end without notice.