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Home Equity Loans

Have a large project or expense coming up? Help cover the cost of an upcoming project or other expense by using your home's equity to get a Home Equity Loan or Home Equity Line of Credit.

Want to check rates or need help deciding if a Home Equity Loan is the right option?

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Home Equity Loan

You can use your home’s equity to get a Home Equity Loan with a fixed interest rate.1 With our Home Equity Loan you get a one-time lump sum at the beginning of the loan. Plus, your monthly payments won’t change making it easier to factor them into your budget. You can borrow up to 80% of your home’s current value minus any existing first mortgage balance.

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit is a revolving line of credit secured by your home.2 You can use the available line of credit as things come up, making it a convenient option for ongoing home renovations or for any future expenses. You can borrow up to 80% of your home’s current value minus any existing first mortgage balance. 

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Questions?

Request more information or call our mortgage department at 803-828-5876.

 

 

 


1Loan rates and terms based on creditworthiness. Rate determined by creditworthiness, term or loan and loan to value (LTV), so your rate may differ. Minimum loan amount is $10,000. Maximum term is 12 years. Rates, terms, and conditions are subject to change without notice. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply. 
2The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin based on creditworthiness. Rate determined by creditworthiness, term or loan and loan to value (LTV), so your rate may differ. The APR range is from 2.00% to a maximum of 18%. Minimum loan amount is $10,000. Rates, terms, and conditions are subject to change without notice. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.