Personal Loans

Personal Loans 

Whether you need to make a large purchase or take that once in a lifetime vacation, a Personal Loan can help make your dreams come true.

• Borrow up to $15,000¹
• Fixed loan terms up to 60 months¹
• Fixed payment
• No collateral needed

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Line of Credit 

Our Line of Credit is the perfect option for handling any unexpected expense. You’ll get competitive rates with the added convenience of access to your Line of Credit whenever you need it.

• Can withdraw funds up to your established limit²
• Credit limits up to $15,000²
• Low monthly payment (2% of the balance with a $25 minimum payment)
• Advanced in $100 increments when used as overdraft protection for your Checking account

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Share and Certificate Secured Loans

Whether you want to keep earning dividends or start rebuilding your credit, our Share and Certificate Secured Loans can help. The loan can be secured by your AllSouth Savings account or AllSouth Certificate at a low competitive rate.

• Borrow up to 95% of the account balance³
• Terms available up to 60 months³
• Funds on hold are released as loan balance decreases
• Funds on hold continue to earn dividends
• Great way to establish or re-build your credit history

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¹Personal Loans: Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed.

²Line of Credit: Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum line of credit amount is $15,000. Loan terms are dependent on amount borrowed.

³Share and Certificate Secured Loans: Rates and terms are subject to change without notice. Terms and conditions are determined by creditworthiness. Maximum loan amount is 95% of the deposit account balance. Certain conditions and restrictions may apply.