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Personal Loans

Personal Loans 

Whether you need to make a large purchase or take that once in a lifetime vacation, a Personal Loan can help make your dreams come true.

  • Borrow up to $15,0001
  • Fixed loan terms up to 60 months1
  • Fixed payment
  • No collateral needed

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Line of Credit 

Our Line of Credit is the perfect option for handling any unexpected expense. You’ll get competitive rates with the added convenience of access to your Line of Credit whenever you need it.

  • Can withdraw funds up to your established limit2
  • Credit limits up to $15,0002
  • Low monthly payment (2% of the balance with a $25 minimum payment)
  • Advanced in $100 increments when used as overdraft protection for your Checking account

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Share and Certificate Secured Loans

Whether you want to keep earning dividends or start rebuilding your credit, our Share and Certificate Secured Loans can help. The loan can be secured by your AllSouth Savings account or AllSouth Certificate at a low competitive rate.

  • Borrow up to 95% of the account balance3
  • Terms available up to 60 months3
  • Funds on hold are released as loan balance decreases
  • Funds on hold continue to earn dividends
  • Great way to establish or re-build your credit history

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CashPlease®

We get it. Life happens and throws us all curveballs now and then. With CashPlease®, you can access funds quickly and conveniently. CashPlease® provides a convenient and affordable small-dollar, short-term loan solution.

  • Save on interest and fees compared to payday loans
  • Borrow up to $750 based on eligibility4
  • Apply online 24/7 and obtain a decision in minutes
  • No credit check
  • Funds typically deposited in your account within 24 hours
  • Easily manage your loan online

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1Personal Loans: Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed.
2Line of Credit: Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum line of credit amount is $15,000. Loan terms are dependent on amount borrowed.
3Share and Certificate Secured Loans: Rates and terms are subject to change without notice. Terms and conditions are determined by creditworthiness. Maximum loan amount is 95% of the deposit account balance. Certain conditions and restrictions may apply.
4Subject to eligibility restrictions. Applicant must be an AllSouth Federal Credit Union Member 18 years or older with an active AllSouth Federal Credit Union Freedom Checking or Interest Checking account to be eligible. Other conditions may apply. AllSouth Federal Credit Union offers this CashPlease loan product in partnership with Velocity Solutions, LLC.