Personal Loans
Whether you need to make a large purchase or take that once in a lifetime vacation, a Personal Loan can help make your dreams come true.
- Borrow up to $15,000*
- Fixed loan terms up to 60 months*
- Fixed payment
- No collateral needed
*Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed.
Line of Credit
Our Line of Credit is the perfect option for handling any unexpected expense. You’ll get competitive rates with the added convenience of access to your Line of Credit whenever you need it.
- Can withdraw funds up to your established limit*
- Credit limits up to $15,000*
- Low monthly payment (2% of the balance with a $25 minimum payment)
- Advanced in $100 increments when used as overdraft protection for your Checking account
*Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum line of credit amount is $15,000. Loan terms are dependent on amount borrowed.
Share and Certificate Secured Loans
Whether you want to keep earning dividends or start rebuilding your credit, our Share and Certificate Secured Loans can help. The loan can be secured by your AllSouth Savings account or AllSouth Certificate at a low competitive rate.
- Borrow up to 95% of the account balance*
- Terms available up to 60 months*
- Funds on hold are released as loan balance decreases
- Funds on hold continue to earn dividends
- Great way to establish or re-build your credit history