Personal

Personal Loans can help make your dreams come true.

Whether you need to make a large purchase or take that once in a lifetime vacation, our Personal Loans may be the perfect option.

Borrow up to $15,000.¹
Fixed loan terms up to 60 months.¹
Fixed payment.
No collateral needed.

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Line of Credit

Our Line of Credit provides you with the flexibility you need to handle any unexpected expense. You’ll get competitive rates with the added convenience of access to your Line of Credit whenever you need it.

Withdraw funds up to your established credit limit.²
Credit limits up to $15,000.²
Low monthly payment (2% of the balance with a $25 minimum payment).
No collateral needed.

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Share and Certificate Secured Loans

Whether you want to keep earning dividends or start rebuilding your credit, our Share and Certificate Secured Loans can help. The loan can be secured by your AllSouth Savings account or AllSouth Certificate at a low competitive rate.

Borrow up to 95% of the account balance.³
Terms available up to 60 months.³
Funds on hold become available as loan balance decreases.
Funds on hold continue to earn dividends.
Great way to establish or re-build your credit.

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CashPlease®

We get it. Life happens and throws us all curveballs now and then. With CashPlease®, you can access funds quickly and conveniently. CashPlease® provides a convenient and affordable small-dollar, short-term loan solution.

Save on interest and fees compared to payday loans.
Borrow up to $1,000 based on eligibility.⁴
Apply online 24/7 and obtain a decision in minutes.
No credit check.
Funds typically deposited in your account within 24 hours.
Easily manage your loan online.

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More AllSouth Loan Products

Mortgages

Local loan servicing and competitive rates.

Whether you're buying or refinancing, learn about flexible options and possible cost-saving programs.

Learn More

Auto Loans

Rates as low as
5.29% APR⁵

Upgrade your car with 100% financing options, low fixed rates, and a variety of term lengths.

Learn More

¹ Personal Loans: APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates are determined by creditworthiness and term of loan, so your rate may differ. Personal Loan rates range from 10.90% - 17.90% APR. Loan amounts available up to $15,000. Loan terms are dependent on amount borrowed, and range from 6 months to 60 months. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.

² Line of Credit: Rates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum line of credit amount is $15,000. Loan terms are dependent on amount borrowed. Certain conditions, restrictions, and eligibility requirements may apply.

³ Share and Certificate Secured Loans: APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Terms and conditions are determined by creditworthiness. Rates for Share Secured Loans are equal to 5.00% APR. Rates for Certificate Secured Loans are equal to the Certificate rate plus 4.00% APR. Share Secured Loan terms range from 1 month to 60 months depending on which loan product is chosen. Certificate Secured Loan terms are dependent upon certificate maturity. You can borrow up to 95% of the deposit account balance. Certain conditions, restrictions, and eligibility requirements may apply.

⁴ Subject to eligibility restrictions. Applicant must be an AllSouth Federal Credit Union Member 18 years or older with an active AllSouth Federal Credit Union Freedom Checking or Interest Checking account to be eligible. Other conditions may apply. AllSouth Federal Credit Union offers this CashPlease loan product in partnership with Velocity Solutions, LLC.

⁵ APR = Annual Percentage Rate. Rates and terms are subject to change without notice.