Personal Loans
Whether you need to make a large purchase or take that once in a lifetime vacation, a Personal Loan can help make your dreams come true.
- Borrow up to $15,0001
- Fixed loan terms up to 60 months1
- Fixed payment
- No collateral needed
Line of Credit
Our Line of Credit is the perfect option for handling any unexpected expense. You’ll get competitive rates with the added convenience of access to your Line of Credit whenever you need it.
- Can withdraw funds up to your established limit2
- Credit limits up to $15,0002
- Low monthly payment (2% of the balance with a $25 minimum payment)
- Advanced in $100 increments when used as overdraft protection for your Checking account
Share and Certificate Secured Loans
Whether you want to keep earning dividends or start rebuilding your credit, our Share and Certificate Secured Loans can help. The loan can be secured by your AllSouth Savings account or AllSouth Certificate at a low competitive rate.
- Borrow up to 95% of the account balance3
- Terms available up to 60 months3
- Funds on hold are released as loan balance decreases
- Funds on hold continue to earn dividends
- Great way to establish or re-build your credit history
CashPlease®
We get it. Life happens and throws us all curveballs now and then. With CashPlease®, you can access funds quickly and conveniently. CashPlease® provides a convenient and affordable small-dollar, short-term loan solution.
- Save on interest and fees compared to payday loans
- Borrow up to $750 based on eligibility4
- Apply online 24/7 and obtain a decision in minutes
- No credit check
- Funds typically deposited in your account within 24 hours
- Easily manage your loan online