Effective Date: September 30, 2020
- ATM Services
With many locations throughout the Midlands with ATMs and access to more than 28,000 surcharge-free ATMs, finding an ATM near you is easy. There is not a fee for using an AllSouth ATM. However, sometimes we understand the need to use another ATM outside of the network. For transactions at ATMs not owned by AllSouth or out of network, you will be charged fees.
Withdrawals (Out of Network) $1.00 per transaction Inquiry (Out of Network) $0.75 per inquiry
Additionally, the use of out of network ATMS may result in fees being charged by the owner of the ATM. These may include surcharges and other fees.
- Checking Accounts
Basic Checking $5.95 monthly maintenance fee (Use your debit card 15 or more times per month and we'll waive the monthly fee.) Business Checking $10.00 monthly maintenance fee (Maintain a daily balance of $250 or more and we'll waive the monthly fee.) Freedom Checking $0.00 monthly maintenance fee Interest Checking $3.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we'll waive the monthly fee.) Check Ordering Prices vary depending on the style and quantity of check ordered. Debit Card Replacement $5.00 per card Debit Card Foreign Transaction 1% of the amount of the transaction (calculated in U.S. dollars) Dormant Checking Account $5.00 per month (after 6 months of no activity) Insufficient Funds (NSF) $30.00 per overdraft per presentment Replacement Check $20.00 per item Temporary Checks $3.95 per of order of 12
- Miscellaneous Items
Insufficient Funds (NSF) $30.00 per item per presentment Official Check $2.00 per check Phone Transfer Fee $2.00 per request Printed Account Inquiries $2.50 per inquiry Return Deposit Item $10.00 per item Return Loan Payment $25.00 per item Return Mail Processing $5.00 per month (When mail is returned to AllSouth due to inaccurate or incomplete address) Stop Payment $30.00 per stop payment Tax Levy or Garnishment $50.00 per order
- Online and Mobile Banking Items
Bill Pay: Same Day Payment $9.95 per bill payment Bill Pay: Overnight Payment $14.95 per bill payment Zelle®: Stop Payment $30.00 per stop payment
- Overdraft Services
Overdraft Transfer from Savings Account $2.00 per transfer Overdraft Transfer from Line of Credit Subject to Line of Credit fees plus interest. Overdraft for ATM and Debit Card Transactions $30.00 per overdraft Overdraft Privilege $30.00 per overdraft
*You may opt-out of the Overdraft Privilege Program, however, you will be charged an Insufficient Funds (“NSF”) Fee for any returned items, checks, or debits. Overdraft Privilege may pay checks, point-of-sale Visa debit card transactions, ACH and any other transactions presented against your checking account when it is overdrawn. All transactions are processed in the order they are received by the credit union. You must be at least 18 years of age and a member for a minimum of 90 days for this service to be extended. The fee is $30 per overdraft. There is no limit on the total fees we can charge you for overdrawing your account. Overdraft Privilege must be repaid within 30 days. You are limited to one checking account of which you are the primary owner. AllSouth Federal Credit Union pays overdrafts at our discretion and reserves the right not to pay.
- Safe Deposit Boxes
2 x 5 $15.00 per year 3 x 5 $20.00 per year 5 x 5 $30.00 per year 3 x 10 $30.00 per year 5 x 10 $40.00 per year 10 x 10 $60.00 per year
- Savings Accounts
Dormant (Share) Savings Account or Club Account $5.00 per month (after 12 months of no activity) Early (Share) Savings Account Closing $10.00 (closed within 90 days of opening new membership account) Excessive Withdrawal: Savings Account limit 6 withdrawals per month, after that $10.00 per transaction Excessive Withdrawal: Cookie Jar limit 4 withdrawals per year, after that $5.00 per transaction Excessive Withdrawal: Money Market limit 6 withdrawals per month, after that $10.00 per transaction Money Market $5.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we'll waive the monthly fee.)
Statement or Check Copies $2.00 per copy Statement Reconciliation: Extensive Research $10.00 per hour
Bank to Bank Wire (Incoming) $5.00 per wire Bank to Bank Wire (Outgoing Domestic) $10.00 per wire