Our Membership Savings account is the account that establishes your membership with us. As a credit union, we are owned by our members. A deposit of $10 is all it takes to get started with your new Membership Savings account. Open your Membership Savings account today and start enjoying all the benefits we have to offer.

Membership Savings Account Benefits

Online and Mobile Banking

Manage your account, check your balance, make transfers, and more 24/7.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations through the Midlands or contact our Call Center.

Earn Dividends

Earn 0.20% APY1 when you maintain a minimum average daily balance of $100.

Peace of Mind

Federally Insured by NCUA for up to $250,000.

Step 1

Complete Your Application

To get started, we'll need your information such as your email, address, and phone number.

Step 2

Confirm, Accept, and Deposit

You'll confirm your account choices, accept any disclosures, and make an initial deposit into your account.

Step 3

Enjoy Your Membership Savings Account

Once approved, you can start enjoying your Membership Savings account and all that is has to offer! Sign up for Online and Mobile Banking and get started.

Becoming a Member

At AllSouth, we believe in helping our neighbors meet their financial goals. You’re not just a customer; you’re a member.

Who Can Join

What AllSouth members are saying about their experience...

I have been a member of AllSouth FCU for 25 years and they have always been courteous and easy to work with.

-Dale W. (2023)

They will help you open an account or help you get a loan. They go above and beyond their duty to help you.

-Angie C. (2023)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)


  • Who can join?

    Becoming a member is easy and we welcome the opportunity to serve you and your family.2 You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.

  • Why AllSouth?

    When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.

  • Where is AllSouth located?

    We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.

  • What will I need to open an account online?
    • Be 18 years of age or older
    • Social Security Number or Individual Taxpayer Identification Number
    • Contact information, such as address and phone number
    • If you want another person on your account as a joint member, they will need to submit their information too.
  • Is there a monthly maintenance fee?

    With our Membership Savings, there are no monthly maintenance fees.3

  • Will I need to make an initial deposit?

    To open your Membership Savings account, you will need to make a $10 minimum initial deposit. As a credit union, we are owned by our members. A $10 deposit establishes your membership with us.

  • Is my money secure with AllSouth?

    AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.