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Personal Loans

Personal Loans 

Whether you need to make a large purchase or take that once in a lifetime vacation, an installment loan can make your dreams come true.

  • Borrow up to $15,000*
  • Fixed loan terms up to 60 months*
  • Fixed payment
  • No collateral needed

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*Loan rates and terms based on credit worthiness.

Line of Credit 

AllSouth’s Line of Credit is the perfect option for handling any unexpected expense. You’ll get competitive rates with the added convenience of access to your credit line whenever you need it.

  • Can withdraw funds up to your established limit*
  • Credit limits up to $15,000*
  • Low monthly payment (2% of the balance with a $25 minimum payment)
  • Advanced in $100 increments when used as overdraft protection for your Checking account

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*Loan rates and terms based on credit worthiness.

Personal Deposit Secured Loans

Whether you want to keep earning dividends or start rebuilding your credit, AllSouth’s Deposit Secured loan can help. The loan can be secured by your savings or a share certificate at a low competitive rate.

  • Borrow up to 95% of the account balance
  • Terms available up to 60 months
  • Funds on hold are released as loan balance decreases
  • Funds on hold continue to earn dividends
  • Great way to establish or re-build your credit history

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