Rates

Savings/Checking Rates

Effective Date: March 1, 2018
Account Name Min. Balance to Earn APY* APY Range*
Membership Savings 100.00 0.15%
Christmas Club 0.01 0.10%
Cookie Jar Club 0.01 0.10%
Kids Klub 100.00 0.15%
Interest Checking 1,000.00 0.05%
IRA Savings 25.00 0.15%
Money Market Accounts 1,000.00 0.30% - 0.55%
*APY = Annual percentage yield. APY varies based on the amount deposited.

Certificate Rates

Effective Date: April 17, 2018
Term APY Range*
3 months 0.45% - 0.70%
6 months 0.55% - 0.80%
12 months 0.80% - 1.05%
24 months 1.31% - 1.56%
36 months 1.81% - 2.07%
60 months 2.47% - 2.73%
 *APY = Annual percentage yield. APY varies on the amount deposited. $1,000 minimum balance requirement to qualify.

12 Month Add-On Certificate; $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.65% APY on qualifying balances.

Rates are accurate as of the date noted above.
For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly.

Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.


IRA Certificates

Effective Date: April 17, 2018
Term APY Range*
12 months 0.80% - 1.05%
18 months 0.95% - 1.21%
30 months 1.56% - 1.58%
 *APY = Annual percentage yield. APY varies on the amount deposited. $500 minimum balance requirement to qualify.

12 Month IRA Add-On Certificate: $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.65% APY on qualifying balances.

Rates are accurate as of the date noted above.
For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly.

Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.


Loan Rates

Effective Date: March 22, 2018
Loan Type APR Range*
New/Used Auto 3.09% - 15.69%1
New/Used Boat 5.00% - 10.25%1
New/Used RV 5.00% - 10.25%1
New/Used Motorcycle 6.00% - 11.00%1
Personal Loan 10.90% - 18.00%1
Home Equity 5.25% - 7.75%2
Fixed Rate Second Mortgage 7.00%1
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*APR = Annual percentage rate.
1 Subject to credit worthiness and member's credit union relationship. Rates, conditions and programs are subject to change without notice.

2Home Equity Line of Credit has a variable rate which is the Prime Rate as reported in The Wall Street Journal plus a margin based on creditworthiness. Maximum rate that can apply is 18% and minimum of 2.00%. The APR range above is accurate as of January 24, 2018. Rates may adjust monthly if there is a change in the Prime Rate.

Mortgage Rates

We offer a variety of mortgages to meet your home loan needs. As rates are subject to change daily, the most current rates are available under the Check Rates button.

Check Rates