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Rates

Savings
  MIN. BALANCE TO EARN APY1 APY1
Membership Savings 100.00 0.15%
Christmas Club 0.01 0.10%
Cookie Jar Club 0.01 0.10%
Kids Klub 100.00 0.15%
IRA Savings 25.00 0.15%
Business Savings 100.00 0.15%
Rates are effective as of September 1, 2018. 1APY = Annual percentage yield. 
Checking
  MIN. BALANCE TO EARN APY1 APY1
Interest Checking 1,000.00 0.10%
Rates are effective as of March 1, 2019. 1APY = Annual percentage yield.
Money Market
  MIN. BALANCE TO EARN APY1 APY1
Money Market  1,000.00 0.55%
  10,000.00 0.60%
  25,000.00 0.65%
  50,000.00 0.70%
  75,000.00 0.75%
  100,000.00 1.00%
Rates are effective as of September 1, 2018. 1APY = Annual percentage yield.
Certificates
Certificates2 MIN. BALANCE TO EARN APY1 APY1
3 Month Certificate  1,000.00 0.75%
  10,000.00 0.80%
  25,000.00 0.85%
  50,000.00 0.90%
  75,000.00 0.95%
  100,000.00 1.00%
  MIN. BALANCE TO EARN APY1 APY1
6 Month Certificate  1,000.00 1.05%
  10,000.00 1.10%
  25,000.00 1.15%
  50,000.00 1.20%
  75,000.00 1.25%
  100,000.00 1.30%
  MIN. BALANCE TO EARN APY1 APY1
12 Month Add On Certificate3  100.00 1.76%
  MIN. BALANCE TO EARN APY1 APY1
12 Month Certificate 1,000.00 1.86%
  10,000.00 1.91%
  25,000.00 1.96%
  50,000.00 2.02%
  75,000.00 2.07%
  100,000.00 2.12%
  MIN. BALANCE TO EARN APY1 APY1
24 Month Certificate 1,000.00 1.96%
  10,000.00 2.02%
  25,000.00 2.07%
  50,000.00 2.12%
  75,000.00 2.17%
  100,000.00 2.22%
  MIN. BALANCE TO EARN APY1 APY1
36 Month Certificate  1,000.00 2.02%
  10,000.00 2.07%
  25,000.00 2.12%
  50,000.00 2.17%
  75,000.00 2.22%
  100,000.00 2.27%
  MIN. BALANCE TO EARN APY1 APY1
60 Month Certificate  1,000.00 2.07%
  10,000.00 2.12%
  25,000.00 2.17%
  50,000.00 2.22%
  75,000.00 2.27%
  100,000.00 2.32%
Rates are effective as of September 24, 2019.
1APY = Annual percentage yield.
2For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly. Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.
312 Month Add-On Certificate and 12 Month IRA Add-On Certificate: $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.65% APY on qualifying balances.
IRA Certificates
IRA Certificates2 MIN. BALANCE TO EARN APY1 APY1
12 Month IRA Certificate 500.00 1.86%
  10,000.00 1.91%
  25,000.00 1.96%
  50,000.00 2.02%
  75,000.00 2.07%
  100,000.00 2.12%
  MIN. BALANCE TO EARN APY1 APY1
12 Month Add On IRA Certificate3   100.00 1.76%
  MIN. BALANCE TO EARN APY1 APY1
18 Month IRA Certificate  500.00 1.91%
  10,000.00 1.96%
  25,000.00 2.02%
  50,000.00 2.07%
  75,000.00 2.12%
  100,000.00 2.17%
  MIN. BALANCE TO EARN APY1 APY1
30 Month IRA Certificate  500.00 1.96%
  10,000.00 2.02%
  25,000.00 2.07%
  50,000.00 2.12%
  75,000.00 2.17%
  100,000.00 2.22%
Rates are effective as of September 24, 2019.
1APY = Annual percentage yield.
2For Term Share Certificates with maturities less than nine (9) months, dividends will be compounded and credited at maturity. For Term Share Certificates with maturities equal to or greater than nine (9) months, dividends will be compounded quarterly and credited quarterly. Term Share Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account.
312 Month Add-On Certificate and 12 Month IRA Add-On Certificate: $100 minimum deposit to open, maintain $100 minimum balance requirement to qualify, 0.65% APY on qualifying balances.
Auto Loans
  Term APRas low as 
New or Used Auto Loans  48 months 3.59%
  60 months 3.69%
  72 months  4.14%
  84 months 4.74%
Rates are effective as of September 24, 2019.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice.
Boat and RV Loans
  Term APRas low as 
Boat and RV Loans  60 months 5.50%
  72 months 5.75%
  84 months  6.25%
  120 months 6.50%
Rates are effective as of March 8, 2019.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice.
Motorcycle Loans
  Term APRas low as
Motorcycle Loans  60 months 6.75%
  72 months 7.00%
Rates are effective as of March 8, 2019.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice.
Personal Loans
  Term APR
Personal Loan  up to 60 months 10.90%
Share Secured up to 60 months 4.75%
Rates are effective as of March 8, 2019.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice.
Home Loans
  APR1 as low as 
Mortgages  Check Rates 
Home Equity Loan 6.875%
Home Equity Line of Credit  5.50%
Rates are effective as of October 10, 2019.
1 APR = Annual Percentage Rate. Subject to credit worthiness and member's credit union relationship. All rates are based on an evaluation of credit history, so your rate may differ. Rates, conditions and programs are subject to change without notice. 
2Home Equity Line of Credit has a variable rate which is the Prime Rate as reported in The Wall Street Journal plus a margin based on creditworthiness. Maximum rate that can apply is 18% and minimum of 2.00%. The APR range above is accurate as of September 19, 2019. Rates may adjust monthly if there is a change in the Prime Rate. Review our Home Equity Line Early Disclosure.