We want to help you reach your financial goals. We have gathered some financial resources to help you take control of your personal finances including worksheets, quick tips and more.
Budgeting and Saving
Take control of your money today. By creating a budget and sticking with it, you are setting yourself up for financial success. A budget also known as a spending plan is a blueprint for managing your money. It helps you track your expenses, reduce your spending, and accomplish your financial goals. You can do this online with AllSouth’s Money Management, an online money management tool, available in Online Banking.
Managing Your Credit
What is credit? Credit is the ability to acquire a product or service with the agreement to pay for it later. Your credit is a reflection of how you manage your finances. Today, credit is important because most businesses use it to determine employment, loan approval for homes and vehicles, cell phones, utilities, credit cards, auto insurance and more. When managed properly, credit can help you obtain financial success. However, when credit is mismanaged, it can cost you time and thousands of dollars.
- Financial Worksheets
We've created some financial worksheets to help you manage your finances. From creating a budget to developing a plan to pay off debt, these worksheets will help you with your financial goals.
- Other Helpful Resources
- Federal Trade Commission
- Consumer Credit (American Consumer Credit Counseling, Inc.)
- Teens Financial Literacy (www.nefe.org)
- Kids Financial Literacy (www.practicalmoneyskills.com)