1 APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. The premium rate is equal to 4.59% APY paid on Premium Checking balances up to $10,000, and 0.10% APY on funds exceeding $10,000. Rates are subject to change. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of 0.10% will apply to the entire balance of the Premium Checking account.
To qualify for the premium rate, each month, complete all of the following requirements: 1) make at least ten (10) debit card transactions of $3.00 or more initiated and cleared within a given statement cycle. Transactions must settle and post to the associated account between the first day of the month and the second to last day of the month before 6pm EST. 2) make a qualifying direct deposit of $500 or more 3) be enrolled in eStatements 4) be enrolled in Online Banking.
A qualifying direct deposit is an electronic credit ($500.00 or greater) of your salary, pension, Social Security, or other regular monthly income deposited into your checking account by your employer or other outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, or mobile device are not eligible direct deposits.
Must be 18 years of age or older to open a Premium Checking account. One Premium Checking account is allowed per tax identification number. Other restrictions and eligibility requirements, including creditworthiness, may apply. Account qualifications are subject to change.
This account does not qualify for the following Overdraft Services: Overdraft Privilege or Overdraft for ATM and Everyday Debit Card Transactions. Other Overdraft Services fees may apply.
2 APR = Annual Percentage Rate. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
3 APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Minimum loan amount of $5,000. Rate determined by creditworthiness, term of loan, and loan to value (LTV). Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates quoted are based on a 2024 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 80%. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply. AllSouth does not permit internal refinances of an existing AllSouth auto loan.
4 APR = Annual Percentage Rate. The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Minimum loan amount is $10,000. Rate, terms, and conditions are subject to change without notice. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.
5 APY = Annual percentage yield. APY quoted is available on a 12 Month Certificate account with a minimum balance of $100,000.00. Rates vary depending on term and minimum balance. APY is accurate as of the last dividend declaration date and is subject to change. Dividends will be compounded monthly and credited monthly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open.
6 Charges for each overdraft presented against your account do not obligate AllSouth to pay an overdraft, nor is AllSouth obligated to provide prior written notice of the decision to refuse payment of an overdraft.
7 Direct Deposit and earlier availability of funds are subject to the timing of the payer’s funding. Early access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.