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Auto Loan

Auto Loans

We believe getting a car loan should be convenient and come with personal service. When you finance your new car, truck, or SUV with AllSouth we'll make it easy to get behind the wheel of your new car.  With 100% financing options, low fixed rates1, and terms up to 84 months, we can find an option that works for you. 

Already driving the car of your dreams but have it financed elsewhere? We may be able to lower your payment and shorten the term of your loan. For example, a monthly payment for an auto loan of $25,000 for 75 months at 4.04% APR1 could be as low as $378.1 Plus, when you refinance or purchase with us, you could enjoy 90 days with no payment.2

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Steps for Applying for your Auto Loan

  1. Fill out our online loan application.
  2. Once we've processed your application, we'll let you know if you were approved.
  3. Pick out your new car (or used car) and ask the dealership to send us a purchase order.
  4. We'll cut a check for you to take to the dealership.
  5. Drive away in your new car.


Auto Loan Rates

  Term APR1 as low as
New or Used Auto Loans 48 months                3.49%
  63 months 3.94%
  75 months 4.04%
  84 months


Rates are effective as of June 23, 2022.





1APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Minimum loan amount of $5,000. Loan rate determined by creditworthiness, term of loan, and loan to value (LTV). Loan term based on creditworthiness and qualifying purchase. Payment is an example only and is based on a 2018 model vehicle or newer. Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. AllSouth does not permit internal refinances of an existing AllSouth auto loan.
2Must meet eligibility and credit standards. Interest accrues during 90 day no payment period.