Freedom Checking Account

FREEDOM ACCOUNT

Spend without worry.

Make the switch to hassle-free banking and enjoy seamless transactions and advanced technology that fits your busy lifestyle.

✅ No Maintenance Fees¹

✅ No Minimum Balance

✅ Peace of Mind

Open New Account

An account designed for you.

You deserve an account that makes it easy to access and manage your money, without the headache.

Categorize Your Spending

Keep track of your purchases, create budgets, and analyze your spending.

Connect Your Accounts

See your money in one place by connecting your accounts at other financial institutions.

Send with Zelle®

A fast, safe, and free² way to send money to friends and family.

Access 30,000+ ATMs

Access your cash surcharge-free from over 30,000 ATMs around the country.

Get Paid Early.

Cha-ching. Get paid up to one day earlier than your employer's payday when you setup direct deposit to your Freedom Account.³

No funds? No problem.

Life happens. We've got you. Overdraft options are available to help when you don't have enough funds in your account to cover your purchase.⁴ Overdraft Services fees may apply. We aim to be transparent, check out more information about our fees on our Fee Schedule.

Tap to Pay.

Gone are the days of inserting your debit card and holding up the line. Just tap to pay with your contactless card. Plus, you can add your card to your phone's Mobile Wallet.

Take us everywhere.

Manage your money wherever you go, with access to a wide range of digital services that enhance your banking experience.

Whether you’re making your everyday purchases or planning your next big trip, our Freedom Account provides the tools and flexibility you need.

It's simple and hassle-free.

Unlock better banking and open your account online in less than 5 minutes today.

Open New Account

You're safe with us.

Set up daily balance updates and alerts.

24/7 debit card fraud protection.

Your money is Federally Insured by the NCUA for up to $250,000.

What everyone else is saying...

Allsouth has simplified the banking process! I love how easy and convenient it is to use!

– Candice R. (2025)

Excellent Experience, I have been with them over 15+ years. Good App. You can count on customer service when you have any issues.

– Vertis W. (2025)

This app is very accessible and easy to use. Everything is detailed!!

– Shanda M. (2025)

FAQs

Why AllSouth?

When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.
What will I need to open an account online?
- Be 18 years of age or older
- Social Security Number or Individual Taxpayer Identification Number
- U.S. Government or State Issued ID
- Contact information, such as address and phone number
- If you want another person on your account as a joint member, they will need to submit their information too.
Will I need to make an initial deposit?

To open your Freedom Checking account online, you will need to make a $25 deposit. This is your money, not a fee for opening the account. It just ensures that you’re a real person! Don’t want to make a deposit online? We do not require a minimum deposit when opening a checking account in person at one of our locations.
Is my money secure with AllSouth?

AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.