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Education Center

Hand holding keys

Buying a Car, New or Used

Wednesday, August 5, 2020

When it's time to purchase your next vehicle, you may ask yourself: Should I buy used or new? For most of us, buying a new car is a big decision. Along with choosing the make and model, determining your needs and wants, and examining your budget, deciding to buy new or used is also a factor to consider when purchasing a vehicle.
AllStar Laura

Have a Laugh with AllSouth AllStar Laura

Wednesday, July 29, 2020

This month’s AllSouth AllStar, Laura, is a self-described talented superwoman. Anyone who has interacted with Laura at our Newberry location knows you’ll get two things, a good laugh, and fantastic service. So, it came as no surprise when we approached her about being an AllStar, and she promptly—and jokingly replied, “What an honor for you to write an article about me. I mean, what better subject could you have? I just…I don’t even know what to say!” 
Couple Renovating House

Should You DIY or Hire a Pro for Your Next Home Project?

Wednesday, July 22, 2020

With more time at home, you may be considering a few home projects. When tackling a home project, many times, it will be less expensive to do it yourself because you’re not paying for the labor cost. But, there are some projects where it really may be worth hiring a professional for the job. If you’re willing to spend a little more time to learn a new skill, it really could save you money in the long run.
Woman on laptop with credit card

What's the Difference Between Fraud Alert and Credit Freeze?

Tuesday, July 21, 2020

Today, your personal information is exposed more than ever.  With identity theft and data breaches on the rise, it is important to know how to protect yourself. Identity thieves don’t discriminate, and anyone can fall victim to their deceptive schemes. However, there are proactive steps you can take to protect yourself from fraudulent activity. 
Woman picking up food

Our Community Shares How Spending and Financial Goals Have Changed

Wednesday, July 15, 2020

Between spending more time at home, less time traveling, and more time cooking, you’ve probably noticed a difference in your spending habits and budget.  We recently shared with ColaToday readers how our team members have changed their spending due to COVID-19. We were also curious about how others in the Midlands have changed their spending and saving habits, so we asked readers to share their own experiences with us. 
Family Playing at Home

Plan a Fun and Relaxing Staycation

Tuesday, July 14, 2020

This summer’s normal travel and vacation most likely look a lot different if they are happening at all. Vacations give us a much-needed break from the everyday to unwind and relax. So if you can’t travel or don’t feel like traveling, a staycation may be just the thing you need. 
Woman on Laptop

What Should I do - Save or Pay Off Debt?

Wednesday, July 8, 2020

You may be wondering, is now a good time to save or pay off debt.  Everyone’s finances are different, and there’s no one size fits all. However, the best approach to deciding whether to save or pay off debt is to determine your financial priorities.
Happy couple in new home

Is Now a Good Time to Buy a Home?

Thursday, July 2, 2020

Were you planning to purchase your dream home or make home improvements before the pandemic? Now, you’re wondering if the timing is right. These uncertain times have caused us to readjust our lives and possibly put our goals on hold temporarily and shift our priorities. However, pursuing homeownership or renovating your home can be overwhelming and challenging at any time, but it’s possible. 
AllSouth AllStar Jill

Caring for Members and Community, AllSouth AllStar Jill

Tuesday, June 30, 2020

What makes Jill Able an AllSouth AllStar? Her dedication to go the extra mile to help members better understand their finances and her support for the community. Jill knows that financial education is the key to understanding your daily finances. She strives to keep members informed so they can reach their financial goals, and she’s committed serving her community.
Grocery Delivery

Our Team on How Spending and Financial Goals Have Changed

Tuesday, June 23, 2020

This year has already been a whirlwind year. Typically, at the start of the year, we set out to accomplish goals and set resolutions for ourselves – maybe buying a house or going on a long-awaited European vacation. However, many of our goals may have changed due to the Coronavirus. We asked our team members what changes they have made to their spending and how they have adjusted on their budgeting, shopping habits, and more. How has your family budget and spending changed?