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8 Reasons to Use a Personal Loan

Wednesday, September 9, 2020

Did you know a personal loan can be used for many purposes? It could be an excellent resource to help you finance unexpected or planned life events and situations. A personal loan allows us to borrow money at a fixed interest rate and repay it within a specific time period.
Direct Deposit Enrollment

Using Direct Deposit to Save

Wednesday, September 2, 2020

Need an easy way to save? Do you have the best intentions to save consistently, but something always comes up? Direct deposit may be the solution. It’s a consistent way to prioritize and automatically save money from every paycheck without much effort on your part.
Couple at meeting

Are Personal Loans a Good Option?

Wednesday, August 19, 2020

If you daydream of the perfect wedding or dream vacation or if you want to consolidate your debt but don’t have the means to make it happen, a personal loan may be a good option to make your dreams come true.
Woman picking up food

Our Community Shares How Spending and Financial Goals Have Changed

Wednesday, July 15, 2020

Between spending more time at home, less time traveling, and more time cooking, you’ve probably noticed a difference in your spending habits and budget.  We recently shared with ColaToday readers how our team members have changed their spending due to COVID-19. We were also curious about how others in the Midlands have changed their spending and saving habits, so we asked readers to share their own experiences with us. 
Family Playing at Home

Plan a Fun and Relaxing Staycation

Tuesday, July 14, 2020

This summer’s normal travel and vacation most likely look a lot different if they are happening at all. Vacations give us a much-needed break from the everyday to unwind and relax. So if you can’t travel or don’t feel like traveling, a staycation may be just the thing you need. 
Woman on Laptop

What Should I do - Save or Pay Off Debt?

Wednesday, July 8, 2020

You may be wondering, is now a good time to save or pay off debt.  Everyone’s finances are different, and there’s no one size fits all. However, the best approach to deciding whether to save or pay off debt is to determine your financial priorities.
Grocery Delivery

Our Team on How Spending and Financial Goals Have Changed

Tuesday, June 23, 2020

This year has already been a whirlwind year. Typically, at the start of the year, we set out to accomplish goals and set resolutions for ourselves – maybe buying a house or going on a long-awaited European vacation. However, many of our goals may have changed due to the Coronavirus. We asked our team members what changes they have made to their spending and how they have adjusted on their budgeting, shopping habits, and more. How has your family budget and spending changed? 
Male using laptop to check balance.

Difference Between Your Current and Available Balance

Tuesday, April 28, 2020

Considering your checking account is the account you most likely pay your bills from, it's important to understand the difference between your Current Balance and Available Balance. You can view both balances when you review your account online, at an ATM, by phone, or at one of our locations. To help simplify things, we’ll explain how each balance works and the differences between your Current and Available Balance.
Couple Budgeting

6 Helpful Budgeting Tips

Thursday, March 26, 2020

Budgeting doesn't have to be complex. Essentially a plan for how you spend and save, budgeting puts you in control of your finances. To help you get started, we've put together some budgeting tips that make creating a budget easier so you'll be more likely to stick to it and save a little extra along the way.
Credit Union Employee

What is a Credit Union?

Tuesday, March 17, 2020

Thinking about where to put your money? You have three basic choices: under your mattress, a bank, or a credit union. We don’t recommend leaving your money under your mattress - it’s not the most secure place. While most of us know what a bank is, what exactly is a credit union?