Interest Checking Account

Interest Checking Account Benefits

Earn Dividends

Earn more when you maintain an average daily balance of $1,000.

Online and Mobile Banking

Check your balance, make transfers, pay bills and more 24/7.

Early Payday

Set up direct deposit to your Checking account and receive your paycheck up to one day earlier.¹

Visa Debit Card

Our new Debit Cards are contactless so you no longer need to insert or swipe your card. Just tap your card at checkout and go!

Overdraft Services

May help you avoid declined transactions or returned items.²

ATM Access

You’ll have access to over 30,000 surcharge-free ATMs around the country.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations through the Midlands or contact our Call Center.

Zelle^®

A fast, safe, and free³ way to send money to friends and family.

Better Banking is Just a Few Clicks Away

Easily open your account online in less than 5 minutes.

Step 1

Complete Your Application

To get started, we'll need your information such as your email, address, and phone number.

Step 2

Confirm, Accept, and Deposit

You'll confirm your account choices, accept any disclosures, and make an initial deposit into your account.

Step 3

Enjoy Your Interest Checking Account

Once approved, you can start enjoying your Interest Checking account and all that is has to offer! Sign up for Online and Mobile Banking and get started.

Tap to Pay with Your Debit Card

With an Interest Checking account, you’ll receive a chip-enabled Debit Card that makes purchases easy and secure. Pay contactless with your card by tapping at checkout, instead of having to insert or swipe.

If you ever misplace your Debit Card, you can use CardControl to turn your card “off” to prevent purchases or withdrawals and quickly turn your card back “on” once you find it. Plus, you can control where your card is used, set spending limits, and receive alerts.

A Checking Account Designed with You in Mind

We’re not just a bank, we’re your friends and neighbors, and we want to help you achieve your goals.

What AllSouth members are saying about their experience...

The customer service that i received was great. They took the time to help me resolve my issue with great care.

-Veronica R. (2023)

I love All South!! I’ve been with them for some years now and wouldn’t dare go anywhere else!!! All south has been good to me during my time of need ❤️💯

-Sandra T. (2022)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)

FAQs

Who can join?

Becoming a member is easy and we welcome the opportunity to serve you and your family.⁴ You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.
Why AllSouth?

When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.
Where is AllSouth located?

We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.
What will I need to open an account online?
- Be 18 years of age or older
- Social Security Number or Individual Taxpayer Identification Number
- Contact information, such as address and phone number
- If you want another person on your account as a joint member, they will need to submit their information too.
Is there a monthly maintenance fee?

With our Interest Checking account, there is a $3.00 monthly maintenance fee. If you maintain an average daily balance of $1,000 or more, we’ll waive the monthly fee.⁵
Is there an average daily balance requirement?

With our Interest Checking account, there is a $1,000 average daily balance requirement to earn dividends.
Will I need to make an initial deposit?

To open your Interest Checking account online, you will need to make a $25 deposit. This is your money, not a fee for opening the account. It just ensures that you’re a real person! Don’t want to make a deposit online? We do not require a minimum deposit when opening a checking account in person at one of our locations.
Does AllSouth offer Zelle®?

Yes! Learn more about getting started with Zelle®.

Interest Checking