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Mortgages

 

Home is more than just a house. It's where you start your lives together, where you host countless Sunday dinners, and where your baby takes their first steps. From purchasing your first home to refinancing your current mortgage, we’re here to help. 

Want to check rates, receive a personalized quote, or need help deciding which loan is right for you?

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Our Mortgage options:

30, 15, or 10 Year Fixed Rate Mortgages

Our Fixed Rate Mortgages combine security and low cost. You'll be secure with a fixed rate for the full life of the loan - meaning your rate will not go up. Plus, no cost pre-approvals, competitive rates, and minimal closing costs.1

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1Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change. Offer is available for a limited time and is subject to end without notice.  Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.
5/5 Adjustable Rate Mortgage (ARM)

Our 5/5 ARM gives you the advantage of an exceptionally low rate for the first 5 years.1 After that, a rate change of no more than 2% happens every 5 years. With this option you could save more money over the first ten years compared to our standard 30 year financing. Our 5/5 ARM also has reduced closing costs.2 

Request More Information  or  Receive My Personalized Quote 

1Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
2Offer is available for a limited time and is subject to end without notice. Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.
Home Equity Loans

Have a large project or expense? You can use your home's equity to get a Home Equity Loan or Home Equity Line of Credit. You can borrow up to 80% of your home's current value, minus any existing first mortgage balance.

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Investment and Land

Want to buy land? Or are you thinking about getting an investment property? We have products specifically for land and investment purchases.

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You may be eligible for our cost-saving programs:

No Down Payment Options 

We have options that provide 100% financing – this means you don’t have to worry about a down payment. Enjoy no or low down payments on our 5/5 adjustable rate and 15 year fixed rate mortgages.1 

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1Other fees and requirements may apply. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Offer is available for a limited time and is subject to end without notice.
First Time Home Buyer Program

Let us help you buy your first home. If you are a first time home buyer or have not owned property in the last three years, our First Time Home Buyer Program is specifically designed for you. Enjoy savings with low down payment options and no origination fees or points.1 

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1Other fees and requirements may apply. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Offer is available for a limited time and is subject to end without notice.   
Rate Protection Plan

We know finding the perfect home takes time. We also know that rates can change. That's why we will protect your rate, while you are house hunting.1

It's a win, win.  Once you're pre-approved we will lock in your rate for 45 days, protecting your rate and ultimately your payments. However, if rates are lower at the time you're ready to buy, you'll get the lower rate. This way you get the best rate possible. 

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1Only pre-approval requests for 5/5 ARM, 15 Year Fixed Mortgage, 10 Year Fixed Mortgage, Rental/Investment and Land qualify for the Rate Protection Plan. 

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Questions?

Request more information or call our mortgage department at 803-828-5876.

Mortgage Calculators

Check out our Mortgage Calculators to help you decide how much you can afford.

Foreclosure Prevention

If you're experiencing a financial hardship, let's explore the options to keep you in your home.