1 Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change. Offer is available for a limited time and is subject to end without notice. Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.
2 Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
3 Home Equity Loan: Loan rates based on creditworthiness and may be subject to loan-to-value (LTV). Minimum loan amount is $10,000. Terms available are 6 year and 12 year. Rate, terms, and conditions are subject to change without notice. Other restrictions may apply.
Home Equity Line of Credit (HELOC): The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Minimum loan amount is $10,000. Rate, terms, and conditions are subject to change without notice. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed.
Both Home Equity Loan and Home Equity Line of Credit products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.
4 A loan is considered jumbo if the amount of the mortgage exceeds the conforming loan limits set annually by the Federal Housing Finance Agency. Jumbo loan limits are valid through December 31, 2025. Jumbo loans may have stricter underwriting rules and require a larger down payment than standard mortgages. Qualification is subject to creditworthiness and other eligibility requirements. Available on properties located in the state of South Carolina.
5 APR = Annual Percentage Rate. Rate determined by creditworthiness, term of loan and loan to value (LTV), so your rate may differ.
6 Calculations assume a loan amount of $180,000 at an 80% loan to value (LTV) with a representative credit score of 730. Equity lines assume a loan amount of $50,000 at an 80% combined loan to value (CLTV).
7 Other fees and requirements may apply. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Offer is available for a limited time and is subject to end without notice.
8 Only pre-approval requests for 5/5 ARM, 10/1 ARM, 15 Year Fixed Mortgage, 10 Year Fixed Mortgage, Rental/Investment and Land qualify for the Rate Protection Plan.
