FAQs
-
Who can join?
Becoming a member is easy and we welcome the opportunity to serve you and your family.2 You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.
-
Why AllSouth?
When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.
-
Where is AllSouth located?
We require Teen Checking accounts to be opened in person. We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.
-
What will my teen and I need to open an account?
We require Teen Checking accounts to be opened in person at one of our locations. Here’s some information on what you and your child will need to get started and open the account.
Teen:
- Must be 13-17 years of age.
- Social Security Number
- Contact information, such as address and phone number.
- Proof of Identification.
- Minors (under the age of 18) are required to have an parent or legal guardian (18 or older) on the account and listed as a joint owner.
Parent or Legal Guardian:
- Be 18 years of age or older.
- Social Security Number or Individual Taxpayer Identification Number.
- Contact information, such as address and phone number.
-
Is there a minimum balance or monthly maintenance fee?
With our Teen Checking account, there is no minimum balance and no monthly maintenance fee. 3
-
What happens when my teen turns 18?
Once your teen turns 18 years old, we will automatically upgrade their Teen Checking account to a Freedom Checking account.
-
Is my money secure with AllSouth?
AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.