Teach your teen how to spend and save responsibly, with our Teen Checking account.

Get started by visiting one of our locations today.

Visit a Location

Once your teen turns 18, we’ll automatically upgrade their Teen Checking account to a Freedom Checking account.

Teen Checking Account Benefits

Online and Mobile Banking

Check your balance, make transfers and more 24/7.

Early Payday

Set up direct deposit to your Checking account and receive your paycheck up to one day earlier.1

Visa Debit Card

Our new Debit Cards are contactless so you no longer need to insert or swipe your card. Just tap your card at checkout and go!

ATM Access

You’ll have access to over 30,000 surcharge-free ATMs around the country.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations through the Midlands or contact our Call Center.

Peace of Mind

Federally Insured by NCUA for up to $250,000.

Tap to Pay with Your Debit Card

With a Teen Checking account, you’ll receive a chip-enabled Debit Card that makes purchases easy and secure. Pay contactless with your card by tapping at checkout, instead of having to insert or swipe.

Plus, you can add your AllSouth Debit Card to your Mobile Wallet using Samsung Pay®, Google Pay™, or Apple Pay® so you can have your card all the time, even if you forget it at home.

A Checking Account Designed with You in Mind

We’re not just a bank, we’re your friends and neighbors, and we want to help you achieve your goals.

Visit a Location

What AllSouth members are saying about their experience...

They will help you open an account or help you get a loan. They go above and beyond their duty to help you.

-Angie C. (2023)

I have been a member of AllSouth FCU for 25 years and they have always been courteous and easy to work with.

-Dale W. (2023)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)

Parent's Guide to Saving and Paying for College

One of the proudest moments for parents is sending their child off to college. The excitement and joy of this accomplishment is something many parents dream of.

Student Loans, a Breakdown

School can be expensive, and the costs can add up quickly when continuing your education. Unfortunately, most people don't have the option to pay out of pocket.

Finding Real Scholarships and Avoiding Scams

Each year, students looking to continue their education begin the hunt for scholarships to help ease their financial stress.


  • Who can join?

    Becoming a member is easy and we welcome the opportunity to serve you and your family.2 You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.

  • Why AllSouth?

    When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.

  • Where is AllSouth located?

    We require Teen Checking accounts to be opened in person. We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.

  • What will my teen and I need to open an account?

    We require Teen Checking accounts to be opened in person at one of our locations. Here’s some information on what you and your child will need to get started and open the account.


    • Must be 13-17 years of age.
    • Social Security Number
    • Contact information, such as address and phone number.
    • Proof of Identification.
    • Minors (under the age of 18) are required to have an parent or legal guardian (18 or older) on the account and listed as a joint owner.

    Parent or Legal Guardian:

    • Be 18 years of age or older.
    • Social Security Number or Individual Taxpayer Identification Number.
    • Contact information, such as address and phone number.
  • Is there a minimum balance or monthly maintenance fee?

    With our Teen Checking account, there is no minimum balance and no monthly maintenance fee. 3

  • What happens when my teen turns 18?

    Once your teen turns 18 years old, we will automatically upgrade their Teen Checking account to a Freedom Checking account.

  • Is my money secure with AllSouth?

    AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.