Experience a Better Mortgage with AllSouth

We have a variety of cost-saving options to give you the freedom to spend your money on other expenses that come along with owning a home.  Here’s more about what we have to offer.

  • Fast and local loan decisions, closings, and services
  • Convenient online pre-approval and application process
  • Rate Protection Plan on eligible products1
  • 24/7 Online access with secure Borrower Portal to keep you updated throughout the loan process

Want to check out our rates and compare our different products?

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  • Purchasing a New Home

    We understand that buying a home can be overwhelming. With our cost-saving programs, it doesn’t have to be.

    No Down Payment Options

    We have options that provide 100% financing – this means you don’t have to worry about a down payment. Enjoy no or low down payments on our 5/5 Adjustable Rate Mortgage and 15 Year Fixed Rate Mortgages.2

     

    First Time Home Buyer Program

    If you’re a first time home buyer or have not owned property in the last three years, our First Time Home Buyer Program is specifically designed for you. Enjoy savings with low down payment options and no origination fees or points.2

     

    5/5 Adjustable Rate Mortgage (ARM)

    Our 5/5 ARM gives you the advantage of an exceptionally low rate for the first five years.2 After that, a rate change of no more than 2% happens every five years. With this option you could save more money over the first ten years compared to our traditional 30 year financing.

  • Refinancing Your Home

    Whether you’re looking for a lower interest rate and monthly payment or need cash out for home renovations, we’ve got a variety of cost-saving refinance options available. Now might be the perfect time to refinance.

    Short Term Financing Options

    Our 10 and 15 Year Fixed Rate Mortgages provide you with a shorter term so you can get your home loan paid off sooner.2 Plus, our 10 and 15 Year Fixed Rate Mortgages come with reduced closing costs to help you save.3  

     

    5/5 Adjustable Rate Mortgage (ARM)

    Our 5/5 ARM gives you the advantage of an exceptionally low rate for the first five years.2 After that, a rate change of no more than 2% happens every five years. To help you save, our 5/5 ARM also comes with reduced closing costs.3  

     

    Rate Protection Plan

    Once you’re pre-approved we’ll lock in your rate for 45 days, protecting your rate and ultimately your payments.1 However, if rates are lower at the time you’re ready to close, you’ll get the lower rate. This way you get the best rate possible – it’s a win, win!

Ready to learn more or check rates?

Our Mortgage and Home Buying Center can help.

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